Federal Laws On Gambling

• Online Gambling Law
• What Is The Law On Gambling
• Federal Gaming Law
• Gambling Laws By State
• What Are The Laws In Relation To Gambling

We've compiled this legal online betting reference to provide accurate and up-to-date information on the legal online gambling status and gaming options available within each American state. Our goal is to provide a comprehensive state-by-state US gambling guide which will give players all the information they need to make smart decisions about how and where to bet online.

This state-specific data will include the state laws governing Internet gambling opportunities in all relevant markets, including online casinos, online poker, and online sports betting.

Gambling is regulated by both federal laws and state laws. Some of the federal laws that pertain to gambling include the Wire Act of 1961 and the Illegal Gambling Business Act of 1970. LegalMatch provides online legal insights in their law library to help you better understand your case. In addition to the Wire Act, there are several other federal laws that may be invoked against online gambling, but all of them are dependent on the gambling in question being already illegal. So these laws address not gambling, but illegal gambling, for instance the UIGEA's prohibiting financial transactions related to illegal gambling. The federal law on illegal gambling and gaming was passed in 1955, but the rise in online and sports gambling has implicated several other statutes of the U.S. Code and federal law. Illegal gambling could be prosecuted under several different criminal statutes, each with a different degree of punishment and potential outcome. Whoever conducts, finances, manages, supervises, directs, or owns all or part of an illegal gambling business shall be fined under this title or imprisoned not more than five years, or both. (b) As used in this section— (1) ' illegal gambling business ' means a gambling business which—.

Each state approaches the legalization of online gambling differently, so it's necessary to detail state-licensed options as well as legal international gambling opportunities. We also address some of the most commonly asked questions about gambling in each state and provide various helpful resources. Such information is covered in greater detail at each specific state page linked below.

Is Online Gambling Legal In My State?

It definitely might be! At this moment, at least 25 US states have legalized and regulated online gambling in some form. However, most states have limited their legalization efforts to sports betting.

Nevertheless, we expect that the majority of these states will also embrace legal online poker games and legal online casino games eventually. Of course, if they don't, you can still wager legally and safely using online overseas operators.

Online Poker & Casino

• Delaware - Online Poker, Online Casinos
• Michigan - Online Poker (launch TBA), Online Casinos
• Nevada - Online Poker
• New Jersey - Online Poker, Online Casinos
• Pennsylvania - Online Poker, Online Casinos
• West Virginia - Online Poker, Online Casinos

Online Sports Betting

• Arkansas*
• Colorado
• Delaware***
• Louisiana**
• Maryland**
• Michigan
• Mississippi*
• Nevada
• New Hampshire
• New Jersey
• New Mexico*
• New York*
• North Carolina**
• Pennsylvania
• South Dakota**
• Washington**
• Washington DC
• West Virginia

*Retail only, online TBA

**Legalized but pending launch

***Retail available, online pending launch

To date, TN is the only US state that has domestic sportsbooks available exclusively online, as there are no provisions in Tennessee sports betting laws to allow for retail brick-and-mortar gambling locations.

Online Lottery

• Illinois
• Michigan
• Pennsylvania
• Virginia

Is Licensed Offshore Gambling Legal In My State?

While the above states offer regulated online gambling, residents in most of them still have the option to use licensed offshore betting sites. Nearly all US state residents, except those from Washington or Connecticut, can legally access licensed offshore online gambling platforms to play online casino games, enter online poker tournaments, and bet on sports.

This is because no local gambling laws in any of the other 48 states specifically prohibit betting real money with an international operator.

Online Gambling Law

Additionally, there are no federal laws that bar the activity, as all US betting mandates apply only to domestic sportsbooks (i.e. the Wire Act) and US-based financial institutions (i.e. the UIGEA), not to players themselves.

What Is The Minimum Online Gambling Age in the US?

There is no single minimum gambling age in the US, as these are set and regulated by each individual state. The minimum age within each state is affected by various factors such as betting markets, casino game types, venue amenities, and more.

Most states set all their gambling age minimums to 21 years of age, though a few have sports betting options and other kinds of Class II style gambling opportunities for 18+ players.

That said, licensed international online gambling sites offering casino games, poker rooms, and sports betting amusements almost always accept USA players at just 18 and up. These reputable sites also award their members bigger bonuses and perks, more varied electronic casino game options, and better sports betting odds.

U.S. States Where You Can Legally Gamble At 18 And Up

Below, you can learn more about the minimum legal online gambling age by state:

Online Gambling Laws in The United States

Gambling laws can be a complex topic these days, as there a pair of prominent US federal gambling laws to account for, and there are several local gambling laws in every single state.

The reason for this is that the US DOJ has declared that each state has the authority to determine its own destiny concerning both land-based and online gambling. This is especially true now that PASPA (1992-2018) has finally been overturned.

Since 2018's PASPA overturn, a large number of US states have legalized various forms of online gambling (mostly sports betting) within their borders. Many other states are currently in discussions to do the same.

Nevertheless, even if you live in a state without legal local gambling options, you still have them. US players outside of WA and CT are permitted access to multiple licensed, certified, and regulated online gambling sites hosted outside of the United States. This is a nice alternative allowing those players aged 18 and up to enjoy real online gambling while their states get their ducks in a row.

States With Pending Online Gambling Legislation

• Iowa
• Kentucky
• Michigan
• New York
• Virginia

US States That Offer Active Domestic Sportsbooks

• Arkansas
• Colorado
• Delaware
• Illinois
• Indiana
• Iowa
• Michigan
• Mississippi
• Montana
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• Oregon
• Pennsylvania
• Rhode Island
• Tennessee
• Virginia
• Washington DC
• West Virginia

US States With Legal Sports Betting Pending Launch

• Louisiana
• Maryland
• North Carolina
• South Dakota
• Washington

As explained under the PASPA section, state sports betting laws in the United States are set on the state level. This can cause very different industries offered despite states being neighbors to each other. For example, bettors in Rhode Island can begin wagering at 18, while those in New Jersey must be 21 to get started. Likewise, bettors in Iowa are not permitted to wager on prop bets involving collegiate athletes, while a state like Oregon allows for betting on any collegiate sport, depending on which sportsbook in the state you use. Finding out these differences can be a challenge but we have designed this entire page for your benefit. Use them as your reference but as always, consult a legal professional about your current situation if you are unsure.

What Is The Law On Gambling

One major thing to understand is that, while some restrictions are placed on the sportsbooks (for example, Iowa's rules against prop betting), some restrictions are placed on you (for example, legal gambling age). The restrictions that are placed on the sportsbooks can be resolved by using a sportsbook outside of the US, but the restrictions that are placed on you cannot be resolved. Using those examples, if you wanted to bet on college prop bets in Iowa, you could use a sportsbook located outside of the US, that was not subject to those restrictions. However, if you wanted to bet before you turned 21 in New Jersey, you cannot do that regardless of where the sportsbook you are using is located.

Legal Sports Betting Across The Nation

As of 2021, there are 19 states in the country that have launched some form of state-sanctioned legal sports betting. In addition, six more have approved it, but the infrastructure isn't set up yet. Washington D.C. has also approved and set up sports betting, but it is not a state. More states are in the process of trying to legalize industries of their own since PASPA was overturned in 2018. But, with or without a legal sportsbook presence in any state in the nation, gambling on sporting events is still legal. How? With the use of offshore internet sportsbooks. These sports betting sites have been in business for decades and are available nationwide for a safe, legal, and regulated sports betting option for the people of the United States. Regardless of where a state lies on the issue of wagering on sports matchups, these platforms will always be legal for sports bettors to use for gambling on sports.

Legal Sports Betting Age In The United States

No matter what state you live in, you must adhere to the legal sports betting age in the United States. While most people think this is generally set at 21, they would be incorrect. Most states do permit players to enter casinos and other gambling establishments at age 21 to bet on sports, but there are a handful of states that allow players as young as 18 to gamble. It doesn't matter whether the sports bettor is using a mobile device or visiting the land-based facility, the sportsbook age is set by the state.

This includes when players use offshore betting sites for their gambling needs. Nearly every sportsbook will allow those who are 18 to sign up and begin wagering at their sites but it is up to the player to determine their own legality. If one is betting on horses, they would legally be permitted to wager at 18, however, those who are attempting to bet on sports should wait until they are following the local laws. Despite being able to wager, those who are 21 and caught underage sports betting will have their account terminated and potentially may have their winnings confiscated as well.

How Old Do I Need To Be To Play NCAA Tournament Bracket Games For Cash?

Playing bracket games or Super Bowl squares may come off as gambling and, in a technical sense, it is. For those playing for smaller prize pools and are entertaining a group of friends, it is unlikely that anything will happen to you when setting up and playing these types of games. Nobody's going to call the feds on your office pool. Even if large prize pools are involved, the state can determine the game to be considered gambling. However, in most cases, these setups are considered social gambling, where states may limit how much a buy-in or how much the total winner can collect from the game.

The basic rule is that as long as the house isn't taking a cut, there should be no issues when looking to play NCAA tournament bracket games for cash. Similarly, there are plenty of online sportsbooks that offer NCAA tournament bracket games, and those sportsbooks are generally legal to use. When it comes to age, you'll want to be above the legal gambling age in your state. If your state does not define that age, assume it to be 21. Most states do have a defined legal gambling age, however, and it is usually either 18 or 21. If you're older than 21, you're good - just make sure you're obeying the law.

Federal Wire Act And The Effect It Has On Internet Sports Gambling

The Federal Wire Act was put into law in 1961 and is one of the biggest issues in the sports betting industry today. As the law was established in the 1960s, it is quite outdated, yet the US government still uses it to crack down on gambling establishments. In short, this law prevents sportsbooks from accepting a wager from those who are not physically located within the state – and this includes the use of mobile betting.

States that have approved mobile sports betting will geolocate a user's phone before accepting their wager and there is literally zero way around this law. The Wire Act does not target the gambler, so those who are attempting to wager from outside of state lines should not worry, but instead, it focuses on the sportsbook itself. This law was established to prevent mobsters and underground sports betting operations from hiding their money and transferring it across state lines. While this is not the issue that the law control today, it still holds true and may inhibit your ability to bet on sports. As for the offshore betting sites, this US law has zero jurisdiction over the overseas sportsbooks, so they will accept bettors from anywhere within the US.

Professional and Amateur Sports Protection Act

Perhaps the most important law in the sports betting world, the Professional and Amateur Sports Protection Act of 1992 (PASPA) seemed like the end of the gambling industry in the country. This law (in order to protect the integrity of professional and collegiate sports) made it that states could not offer a state-operated sports betting industry. States like Nevada, Delaware, Oregon, and Montana were exempt from this law, as they already had sports betting laws on their books and were grandfathered in. However, as Nevada was the only state that accepted single-game wagering and not a parlay style game, it quickly became the sports betting monopoly it is known for.

Now that PASPA has been repealed (May 2018), states have the right to facilitate their own sports betting laws and regulate their own industry how they see fit. With PASPA gone, many states were quick to legalize sports betting and a handful more are researching the best methods to bring the industry into a tax contributing necessity. This law being repealed is the only reason why the sports betting market has continued to grow immensely since 2018.

Unlawful Internet Gambling Enforcement Act

The Unlawful Internet Gambling Enforcement Act (UIGEA) may seem like a law that prevents sports betting from happening but it couldn't be further from the truth. Designed to scare bettors, this law worked for many years until sports bettors realized just exactly what the law entailed. Despite the strong wording in its name, UIGEA only prevents US banks from knowingly processing payments to offshore gambling sites. This includes sports betting sites as well as horse racing betting sites and even online casinos.

Federal Gaming Law

• Arkansas
• Colorado
• Delaware
• Illinois
• Indiana
• Iowa
• Michigan
• Mississippi
• Montana
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• Oregon
• Pennsylvania
• Rhode Island
• Tennessee
• Virginia
• Washington DC
• West Virginia

US States With Legal Sports Betting Pending Launch

• Louisiana
• Maryland
• North Carolina
• South Dakota
• Washington

As explained under the PASPA section, state sports betting laws in the United States are set on the state level. This can cause very different industries offered despite states being neighbors to each other. For example, bettors in Rhode Island can begin wagering at 18, while those in New Jersey must be 21 to get started. Likewise, bettors in Iowa are not permitted to wager on prop bets involving collegiate athletes, while a state like Oregon allows for betting on any collegiate sport, depending on which sportsbook in the state you use. Finding out these differences can be a challenge but we have designed this entire page for your benefit. Use them as your reference but as always, consult a legal professional about your current situation if you are unsure.

What Is The Law On Gambling

One major thing to understand is that, while some restrictions are placed on the sportsbooks (for example, Iowa's rules against prop betting), some restrictions are placed on you (for example, legal gambling age). The restrictions that are placed on the sportsbooks can be resolved by using a sportsbook outside of the US, but the restrictions that are placed on you cannot be resolved. Using those examples, if you wanted to bet on college prop bets in Iowa, you could use a sportsbook located outside of the US, that was not subject to those restrictions. However, if you wanted to bet before you turned 21 in New Jersey, you cannot do that regardless of where the sportsbook you are using is located.

Legal Sports Betting Across The Nation

As of 2021, there are 19 states in the country that have launched some form of state-sanctioned legal sports betting. In addition, six more have approved it, but the infrastructure isn't set up yet. Washington D.C. has also approved and set up sports betting, but it is not a state. More states are in the process of trying to legalize industries of their own since PASPA was overturned in 2018. But, with or without a legal sportsbook presence in any state in the nation, gambling on sporting events is still legal. How? With the use of offshore internet sportsbooks. These sports betting sites have been in business for decades and are available nationwide for a safe, legal, and regulated sports betting option for the people of the United States. Regardless of where a state lies on the issue of wagering on sports matchups, these platforms will always be legal for sports bettors to use for gambling on sports.

Legal Sports Betting Age In The United States

No matter what state you live in, you must adhere to the legal sports betting age in the United States. While most people think this is generally set at 21, they would be incorrect. Most states do permit players to enter casinos and other gambling establishments at age 21 to bet on sports, but there are a handful of states that allow players as young as 18 to gamble. It doesn't matter whether the sports bettor is using a mobile device or visiting the land-based facility, the sportsbook age is set by the state.

This includes when players use offshore betting sites for their gambling needs. Nearly every sportsbook will allow those who are 18 to sign up and begin wagering at their sites but it is up to the player to determine their own legality. If one is betting on horses, they would legally be permitted to wager at 18, however, those who are attempting to bet on sports should wait until they are following the local laws. Despite being able to wager, those who are 21 and caught underage sports betting will have their account terminated and potentially may have their winnings confiscated as well.

How Old Do I Need To Be To Play NCAA Tournament Bracket Games For Cash?

Playing bracket games or Super Bowl squares may come off as gambling and, in a technical sense, it is. For those playing for smaller prize pools and are entertaining a group of friends, it is unlikely that anything will happen to you when setting up and playing these types of games. Nobody's going to call the feds on your office pool. Even if large prize pools are involved, the state can determine the game to be considered gambling. However, in most cases, these setups are considered social gambling, where states may limit how much a buy-in or how much the total winner can collect from the game.

The basic rule is that as long as the house isn't taking a cut, there should be no issues when looking to play NCAA tournament bracket games for cash. Similarly, there are plenty of online sportsbooks that offer NCAA tournament bracket games, and those sportsbooks are generally legal to use. When it comes to age, you'll want to be above the legal gambling age in your state. If your state does not define that age, assume it to be 21. Most states do have a defined legal gambling age, however, and it is usually either 18 or 21. If you're older than 21, you're good - just make sure you're obeying the law.

Federal Wire Act And The Effect It Has On Internet Sports Gambling

The Federal Wire Act was put into law in 1961 and is one of the biggest issues in the sports betting industry today. As the law was established in the 1960s, it is quite outdated, yet the US government still uses it to crack down on gambling establishments. In short, this law prevents sportsbooks from accepting a wager from those who are not physically located within the state – and this includes the use of mobile betting.

States that have approved mobile sports betting will geolocate a user's phone before accepting their wager and there is literally zero way around this law. The Wire Act does not target the gambler, so those who are attempting to wager from outside of state lines should not worry, but instead, it focuses on the sportsbook itself. This law was established to prevent mobsters and underground sports betting operations from hiding their money and transferring it across state lines. While this is not the issue that the law control today, it still holds true and may inhibit your ability to bet on sports. As for the offshore betting sites, this US law has zero jurisdiction over the overseas sportsbooks, so they will accept bettors from anywhere within the US.

Professional and Amateur Sports Protection Act

Perhaps the most important law in the sports betting world, the Professional and Amateur Sports Protection Act of 1992 (PASPA) seemed like the end of the gambling industry in the country. This law (in order to protect the integrity of professional and collegiate sports) made it that states could not offer a state-operated sports betting industry. States like Nevada, Delaware, Oregon, and Montana were exempt from this law, as they already had sports betting laws on their books and were grandfathered in. However, as Nevada was the only state that accepted single-game wagering and not a parlay style game, it quickly became the sports betting monopoly it is known for.

Now that PASPA has been repealed (May 2018), states have the right to facilitate their own sports betting laws and regulate their own industry how they see fit. With PASPA gone, many states were quick to legalize sports betting and a handful more are researching the best methods to bring the industry into a tax contributing necessity. This law being repealed is the only reason why the sports betting market has continued to grow immensely since 2018.

Unlawful Internet Gambling Enforcement Act

The Unlawful Internet Gambling Enforcement Act (UIGEA) may seem like a law that prevents sports betting from happening but it couldn't be further from the truth. Designed to scare bettors, this law worked for many years until sports bettors realized just exactly what the law entailed. Despite the strong wording in its name, UIGEA only prevents US banks from knowingly processing payments to offshore gambling sites. This includes sports betting sites as well as horse racing betting sites and even online casinos.

Federal Gaming Law

UIGEA may be a deterrent for sports bettors but there are many ways around it. To know if you have been a victim of UIGEA is quite easy, as your credit card will be declined when you attempt to deposit with one of our recommended sites. Don't worry, your card will still be operational and nobody will be coming knocking on your door. Instead, call up the desired sportsbook and they will explain their various deposit (and withdrawal) methods that are welcomed without a bank being the middle man. Methods like Bitcoin, Money Orders, and other possibilities exist, as the sportsbook and the gambler can make their connection and get you, the sports bettor, started.

State Sports Betting Laws In The United States

Gambling Laws By State

As explained under the PASPA section, state sports betting laws in the United States are set on the state level. This can cause for very different industries offered despite states being neighbors to each other. For example, bettors in Rhode Island can begin wagering at 18, while those in New Jersey must be 21 to get started. Likewise, bettors in Iowa are not permitted to wager on prop bets involving collegiate athletes, while a state like Oregon allows for betting on any collegiate sport, depending on which sportsbook in the state you use. Finding out these differences can be a challenge but we have designed this entire page for your benefit. Use them as your reference but as always, consult a legal professional about your current situation if you are unsure.

Legal Sports Betting Sites

What Are The Laws In Relation To Gambling